17 WAYS TO SAVE £100 OR MORE IN 30 MINUTES
We’re all looking for new ideas to save money and keep additional cash in our wallets.
But for many of us who have to spend too much, saving some of what we are already earning may seem impossible.
If you find it hard to save money, keep reading, this article will help you manage your spending!
The truth is, there are always ways to save money, especially if you’re ready to spend some time.
1. Don't spend a lot of money on entertainment for your children.
Most children, especially young people, can be entertained at a very low cost. Buy them the last roll of newspaper from a local newspaper and let yourself be carried away by creativity. Play soccer in the yard. Go to the park. Plant a garden. Teach them on riding a bike without training wheels once and for all.
Remember that what your children desire most is your time, not materials, and you will find money in your pocket and joy in your heart.
2. Negotiate rates/charges with your credit card issuer or balance.
If you pay a lot of interest for your credit cards, it’s important to know that you have some power when making payments. Not only do you have the right to negotiate the current interest rate with your credit card issuer, but you also have the right to transfer the balance to a completely different card. (In fact, this could be their biggest currency.)
First, call the card issuer at the number on the back of the card and explain your request. If you do not follow them, check these credit cards with a transfer balance to find one with an initial APRC at 0%, which can help you save hundreds of pounds in interest over time.
3. Clean the cabinets.
Check your wardrobes and find everything that you’ve stopped using. Don’t remove it, use it to your advantage.
You can sell a garage with it, sell it on eBay or Craigslist, bring it to a consignment store or even deduct it from tax (check what you give to get a receipt). All of these options can turn old, unwanted things into cash in your pocket. Not only that, cleaning the wardrobes is often a psychological burden.
4. Buy video games with a high replay value and don't buy new ones until you know what you have.
Your habits of buying video games should change. Now you should focus on games that can be played over and over again, and also focus on mastering the games you buy. Good goals include long and complex puzzle games and research games – maximize the value of your money.
When you finish the game forever, take it to a video game retailer such as GameStop and see if you can exchange it for in-store funds that you can use to get another game.
5. Drink more water.
Drinking plenty of water brings not only great health benefits, but also financial benefits. Drink a full glass of water before each meal to stay longer and eventually eat less. Not only will you save on your food bill, but you’ll feel better after hydration.
What’s more, drinking more water in a reusable bottle or in a restaurant means spending less money on drinks such as soda, juice and tea. Remember: tap water is not only as pure as bottled water, but also free.
6. Avoid ready meals and junk food.
Instead of eating fast food or just preparing a prepackaged dinner when you get home, try to create simple, healthy alternatives that you can take with you. An hour of preparation for the weekend can give you many easy and inexpensive snack and meal options for the next week.
Also, think about breaking a clay pot for inexpensive meal options that save not only money but also time.
At a time when you can’t go out for dinner, maximize your savings with coupons and a reward credit card that gives you a restaurant spending bonus (but it’s better known, so just spend it so you know you can afford to pay without interest).
7. For saving’s sake, quit smoking.
If you continue to smoke, know that your habit is not only expensive but also lethal. If you want to add years to your lifespan and save a lot of money, it’s easy to stop smoking completely. You can stop smoking, try some of the many anti-smoking products on the market, or switch to an electronic cigarette to gain time. Regardless of which path you choose, it will be much better for financial and health purposes.
8. Make a quad batch from the pan.
We all know that pans are nice and easy to prepare. The next time you prepare the pan, make four batches and put the other three into the freezer. Then, when you need a quick family meal, you can take one of these prepared pans and heat them up.
Preparing several ingredients at once allows you to buy ingredients in bulk, which can bring additional savings. Meanwhile, having many pans in the freezer reduces the likelihood of you going to fast food or junk food in a hurry.
9. Turn off the lights.
Keeping the lights on at home may not be expensive for a watt, but it certainly costs over time. To save as much as possible, turn off the light every time you leave the house, and even after leaving the room. Turning off the light in direct sunlight can also help reduce electricity bills over time. Most important: if you don’t use light, turn it off.
10. Exchange books, music and DVDs online or in the library.
You can easily change books, CDs and DVDs online when you get bored. Just clean up your media collection and communicate with online sites like PaperBackSwap. If you live near a library that rents DVDs in addition to books, you’ll be even better. The more you can borrow and trade with others, the more money you’ll save over time.
11. Maximize garage sales.
A garage sale is a great place to get amazing deals on items you need – think about home appliances, shoes, clothing, and even sports equipment. The key is that you must be careful not to use low prices as an excuse to buy things you don’t need. For the next sale in the garage, limit yourself to items that are already on your to-do list.
12. Install compact fluorescent bulbs or LED bulbs where it makes sense.
Energy-saving bulbs may initially cost slightly more, but have a much longer life than regular light bulbs and consume significantly less electricity. The choice of type can be difficult, but any type of bulb is probably an update of what you are currently using.
Compact fluorescent lamps, which consume a quarter of the energy of incandescent bulbs and last for years, are the next cheapest option after traditional incandescent bulbs. But they also have several disadvantages: it takes some time to warm up to full light, and they also contain a small amount of mercury.
Meanwhile, LEDs are more expensive. However, they become cheaper and are easily the best available lighting option: they light up immediately, they are effective in compact fluorescent lamps, they produce a warm glow without warming up to the touch, and they can last for decades.
You don’t even have to replace all the bulbs at home at the same time. Even by changing only four or five most used bulbs, you can save £45 or more per year.
13. Install the programmable thermostat.
The installation of a programmable thermostat is obvious if you want to reduce energy consumption when you are not at home, or simply regulate the temperature at home. By installing it to heat or cool your home at certain times, you can ensure that your tools are not wasted when you are at work or asleep, and save money in the process.
14. Buy high-quality devices that will last.
It’s worth buying some information when buying a new device. A reliable and energy-saving washer dryer can now cost you a bit, but if they let you save energy continuously and last 15 years instead of five, they will save you a lot of cash as time goes on.
When you need to buy a home appliance, do the research – start with the previous numbers of consumer reports in the library. One hour of research can easily save hundreds of pounds. Also consider employing a professional to install the equipment to ensure that it is properly installed and that it works for a long time.
If you know that you are spending a considerable amount and you already have money on hand, you may consider applying for a credit card with a generous registration bonus. Buying a refrigerator worth more than £2,000 can help you achieve minimal expenses quickly. This is an easy way to earn money by making a purchase that you plan to make anyway.
15. Write a list before shopping and stick to it.
One of the easiest ways to save money is to buy only if you have a list. Because when you don’t have it, you usually do impulses and unexpected purchases, and all of these cost money.
It is especially important to create a list before going to the supermarket. This will not only help you buy products that match your exact meal plan, it will also help you avoid buying foods that you can waste. Always create a list and, most importantly, follow it.
You can also use the cash back card, which offers cash bonuses in grocery stores, but remember to pay your balance every month.
16. Master the 30 day rule.
Avoiding instant gratification is one of the most important rules in personal finance. Yes, you saw that right, and waiting 30 days for a purchase decision is a great way to implement this principle.
Very often after a month, you will find that the need to buy has passed and you will save on waiting. If you still don’t know anything about buying, wait a moment to get a better picture of the real value for money.
17. Get at least three quotes before buying
An excellent negotiating tactic that everyone should begin to practice is to collect at least three offers from three different suppliers before making a final decision on any important purchase, including things like the Internet bill, if you make the right decision. full-time homework or remote work.
With this, you can be rest assured that you’ll save money on large purchases.
Remember that everyone wants your business, but you have to give them a reason to get a better price, which often translates into a big way to save on individual purchases.
The easiest way to do this is to inform sellers that you are receiving offers from other suppliers and that you will choose the best offer available (because you are trying to save money here, remember?).
This simple money saving strategy will ensure that most suppliers offer a competitive price so that they can do business for the price of one question. Amazing right?
Often, we eventually pay more than we need for apathy and habit. If we change our perspective to see everything as an opportunity to save money, it can revolutionize our budgets without adding a single pound.
Perhaps you are looking at your budget and thinking, “It’s impossible!” But the truth is, you only need a little time and effort to achieve these money saving tips.
Here’s the deal: it doesn’t have to hurt. You don’t have to give up your TV or eat beans and rice with every meal to save money. Instead, start with a few simple tips. Include more in your spending plan each month. You may soon find that you are saving hundreds or even thousands of Pounds per month.